Bad Boy Tractor Financing Options
Financing options to get you and your new tractor back to work!
*Offers subject to credit approval.
That's right, it's never been easier to get the Bad Boy Tractor that fits your needs and get right back to work. We have partnered with some of the industry's most respectable financial institutions to bring you money saving financing offers to keep your field, farm and property in top condition with a Bad Boy Tractor.
Review our tractor financing offers below and then contact your Authorized Bad Boy Tractor Dealer for more information and to apply.
Low APR Financing Or Low Cash Price On All Bad Boy Tractors*
Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of Bad Boy Tractors.
ANNUAL PERCENTAGE RATE subject to increase after promotional period.
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023.
Apply online at www.sheffieldfinancial.com. No dealer recourse or reserve. Same day funding available. Direct deposit available. All loans subject to credit approval. Other features available. Subject to change without notice. $50,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of BB&T Financial, FSB, a subsidiary of BB&T Corporation. Member FDIC.
0.99% for 60 Months [1.65% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
0.99%
Term
60 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your Down Payment is $0 with 60 monthly payments of $130.31 each. Interest Rate is 0.99% [APR is 1.65%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
4.99% for 84 Months [5.30% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
4.99%
Term
84 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $171.31 each. Interest Rate is 4.99% [APR is 5.30%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
7.49% for 24 Months [9.10% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
7.49%
Term
24 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 24 monthly payments of $337.21 each. Interest Rate is 7.49% [APR is 9.10%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
7.49% for 36 Months [8.59% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
7.49%
Term
36 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $233.09 each. Interest Rate is 7.49% [APR is 8.59%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
7.49% for 48 Months [8.33% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
7.49%
Term
48 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $183.42 each. Interest Rate is 7.49% [APR is 8.33%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
7.99% for 60 Months [8.68% APR*]
Minimum
Purchase
Requirement
$2,500
Interest Rate
7.99%
Term
60 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 60 monthly payments of $154.45 each. Interest Rate is 7.99% [APR is 8.68%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 675. Minimum amount financed $2,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
7.99% for 72 Months [8.57% APR*]
Minimum
Purchase
Requirement
$7,500
Interest Rate
7.99%
Term
72 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 72 monthly payments of $133.55each. Interest Rate is 7.99% [APR is 8.57%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $7,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
7.99% for 84 Months [8.30% APR*]
Minimum
Purchase
Requirement
$12,000
Interest Rate
7.99%
Term
84 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $12,000, your down payment is $0 with 84 monthly payments of $188.77 each. Interest Rate is 7.99% [APR is 8.30%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 700. Minimum amount financed $12,000; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
11.99% for 36 Months [13.13% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
11.99%
Term
36 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $253.16 each. Interest Rate is 11.99% [APR is 13.13%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
13.99% for 48 Months [14.88% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
13.99%
Term
48 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 48 monthly payments of $208.27 each. Interest Rate is 13.99% [APR is 14.88%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 660. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Sub-Prime Program
9.99% for 36 Months [11.12% APR*]
Minimum
Purchase
Requirement
$1,500
Interest Rate
9.99%
Term
36 Months
Loan
Documentation
Fee
$125**
*Example: On financed amount of $7,500, your down payment is $0 with 36 monthly payments of $245.95 each. Interest Rate is 9.99% [APR is 11.12%].
Note: The above financing programs are offered by Sheffield Financial, a division of Truist Bank. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on minimum bureau risk score of 620. Minimum amount financed $1,500; Maximum amount financed $75,000. Other qualifications and restrictions may apply. Offer effective on eligible and qualified units purchased from a participating dealer. See dealer for product eligibility and qualifications between 2/1/2023 and 4/30/2023. The advertised promotion includes an Origination Fee which has been added to the Amount Financed in the amount of $125.00. Offer subject to change without notice.
Deal, Direct, Done. On the spot retail financing from Dealer Direct.
Dealer Direct, a department of First Community Bank in Batesville, Arkansas, offers specialized financing for manufacturers, including floor plans and retail financing. Since our start in 2005, we have grown to service thousands of retail dealers nationwide.
Dealer Direct combines the speed and technology of a national finance company with the individualized attention and customer service of a hometown community bank. A loan officer handles each application that comes in and makes the credit decision. This gives us the opportunity to maximize the number of approvals that fit within our program.
Click Here to contact Dealer Direct for more information.
870-376-7123
www.dealerdirectfinancial.comEffective July 6 - August 31, 2022.
*No down payment required (with acceptable credit). Associated fees must be paid at closing. **No admin fees paid on “No Frills” option. Applicants must have a FICO Score of 660 or HIGHER to qualify for these Special Rates (Below 660 FICO may be subject to Standard Rates).
5.99% for 48 Months (with 48 Equal Monthly Principal & Interest Payments)*
Minimum
Purchase
Requirement
$2,000
Interest Rate
5.99%
Term
48 Months
Loan Processing Fee
$125
4.49% for 60 Months (with 60 Equal Monthly Principal & Interest Payments)*
Minimum
Purchase
Requirement
$2,000
Interest Rate
4.49%
Term
60 Months
Loan Processing Fee
$125
5.99% for 60 Months (with 60 Equal Monthly Principal & Interest Payments)*
Minimum
Purchase
Requirement
$2,000
Interest Rate
5.99%
Term
60 Months
Loan Processing Fee
$125
6.29% for 66 Months (with 66 Equal Monthly Principal & Interest Payments)*
Minimum
Purchase
Requirement
$2,000
Interest Rate
6.29%
Term
66 Months
Loan Processing Fee
$125
7.99% for 72 Months (with 72 Equal Monthly Principal & Interest Payments)*
Minimum
Purchase
Requirement
$2,000
Interest Rate
7.99%
Term
72 Months
Loan Processing Fee
$125
"NO FRILLS" Financing Option - 7.79% for up to 60 Months**
Minimum
Purchase
Requirement
$2,000
Interest Rate
7.79%
Term
Up To 60 Months
Loan Processing Fee
$125
Heavy Duty Tractors Built To Carry The Load Around Your Farm Or Property
We’re building on the legendary Bad Boy brand by introducing a new line of small and medium sized tractors that maintain our history of combining power, performance and build quality while delivering the highest value in their class. With a tractor size to fit any farm or property, from landscapers to ranchers, Bad Boy Tractors are positioned to be workhorses in the field. Coupled with a line of Bad Boy Implements, you’re all set to make your work day feel less like a chore.
Learn More About Bad Boy Tractors
