Financing Options

It's never been easier to own a Bad Boy Mower!

That's right, it's never been easier to own a Bad Boy Mower. We have partnered with some of the industry's most respectable financial instutions to bring you money saving financing offers to help you get in the driver's seat of your own Bad Boy Mower.

Check out our financing offers below and then contact your Authorized Bad Boy Dealer for more information and to apply.

Low APR Financing Or Cash Price

Dealer Direct, a department of First Community Bank, provides low interest rate loans to qualified buyers for purchasing Bad Boy Mowers & UTVs. Dealer Direct Specials are available until further notice.

» 0% For 24 Months (APR 1.777%)*1

» 0% For 48 Months (APR 0.906%)*2

» 3.9% For 36 Months (APR 5.172%)*3

» 2.9% For 60 Months (APR 3.685%)*4

» 4.49% For 60 Months (APR 5.307%)*5

» 7.39% For 60 Months (APR 8.264%)*6

* No down payment required (with acceptable credit). APR = Annual Percentage Rate. Rates as of February 5, 2013. Rates subject to change. Offer of credit subject to credit approval. Offer of specific rates, terms and fees void where prohibited.

For Residential Users ONLY


For Further Information
Call Dealer Direct At
(870) 612-3400
Or Toll Free At
(888) 780-8391

0% For 24 Months - With 24 Equal Payments (APR 1.777%)*1

Minimum Purchase
Requirement
Interest Rate Loan Processing
Fee
$2,000 0% $125

1 24 month example based on $6,840.00 at 0.00% with $0 down payment = 24 payments of $285.00.

0% For 48 Months - With 48 Equal Payments (APR 0.906%)*2

Minimum Purchase
Requirement
Interest Rate Loan Processing
Fee
$2,000 0% $125

2 48 month example based on $6,840.00 at 0.00% with $0 down payment = 48 payments of $142.50.

3.9% For 36 Months
With 36 Equal Monthly Principal & Interest Payments (APR 5.172%)*3

Minimum Purchase
Requirement
Interest Rate Loan Processing
Fee
$2,000 3.9% $125

3 36 month example based on $6,840.00 at 3.90% with $0 down payment = 36 payments of $201.77.

2.9% For 60 Months
With 60 Equal Monthly Principal & Interest Payments (APR 3.685%)*4

Minimum Purchase
Requirement
Interest Rate Loan Processing
Fee
$2,000 2.9% $125

4 60 month example based on $6,840.00 at 2.90% with $0 down payment = 60 payments of $122.71.

4.49% For 60 Months
With 60 Equal Monthly Principal & Interest Payments (APR 5.307%)*5

Minimum Purchase
Requirement
Interest Rate Loan Processing
Fee
$2,000 4.49% $125

5 60 month example based on $6,840.00 at 4.49% with $0 down payment = 60 payments of $127.67.

7.39% For Up To 60 Months (APR 8.264%)*6 - NO FRILLS OPTION
No Dealer Fees - No Administration Fees

Minimum Purchase
Requirement
Interest Rate Loan Processing
Fee
$2,000 7.39% $75

6 60 month example based on $6,790.00 at 7.39% with $0 down payment = 60 payments of $137.01.

Bad Boy Mowers has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of Bad Boy Mowers & UTVs.

» 0% For 36 Months [0.43% APR*]

» 0% For 48 Months [0.33% APR*]

» 2.99% For 36 Months [3.43% APR*]

» 2.99% For 48 Months [3.32% APR*]

» 2.99% For 60 Months [3.26% APR*]

» 0% For 6 Months Then 3.99% for 30 Months [3.21% APR*]

ANNUAL PERCENTAGE RATE subject to increase after promotional period.

Note: The following financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Financing promotions void where prohibited. Offer subject to change without notice. Offer effective on all new and unused Bad Boy Mowers purchased from a participating Bad Boy Mower dealer between 10/1/2014 and 12/31/2014. ["E" means estimate.]

Apply online at www.sheffieldfinancial.com. No dealer recourse or reserve. Same day funding available. Direct deposit abailable. All loans subject to credit approval. Other features available. Subject to change without notice. $50,000 maximum amount financed. UCC filing fee may be charged. Sheffield Financial is a division of BB&T Financial, FSB, a subsidiary of BB&T Corporation. Member FDIC.

0% For 36 Months [0.43% APR*]

Minimum Purchase
Requirement
Interest Rate Term Loan Documentation
Fee
$1,500 0% 36 Months $50**

*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 36 monthly payments of $209.73 each. Interest Rate is 0% [ANNUAL PERCENTAGE RATE is 0.43% (E)]. For other Amounts Financed, the payment would be approximately $27.78 per $1,000 financed.

Note: Rate advertised is based on minimum bureau risk score of 660 and debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50** will be added to the amount financed in the above example.
** For commercial customers, the origination fee is $125.

0% For 48 Months [0.33% APR*]

Minimum Purchase
Requirement
Interest Rate Term Loan Documentation
Fee
$1,500 0% 48 Months $50**

*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 48 monthly payments of $157.30 each. Interest Rate is 0% [ANNUAL PERCENTAGE RATE is 0.33% (E)]. For other Amounts Financed, the payment would be approximately $20.84 per $1,000 financed.

Note: Rate advertised is based on minimum bureau risk score of 700 and debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50** will be added to the amount financed in the above example.
** For commercial customers, the origination fee is $125. Commercial customers may be offered No Payments until September 1, 2014.

2.99% For 36 Months [3.43% APR*]

Minimum Purchase
Requirement
Interest Rate Term Loan Documentation
Fee
$1,500 2.99% 36 Months $50**

*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 36 monthly payments of $219.53 each. Interest Rate is 2.99% [ANNUAL PERCENTAGE RATE is 3.43% (E)]. For other Amounts Financed, the payment would be approximately $29.08 per $1,000 financed.

Note: Rate advertised is based on minimum bureau risk score of 660 and debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50** will be added to the amount financed in the above example.
** For commercial customers, the origination fee is $125.

2.99% For 48 Months [3.32% APR*]

Minimum Purchase
Requirement
Interest Rate Term Loan Documentation
Fee
$1,500 2.99% 48 Months $50**

*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 48 monthly payments of $167.08 each. Interest Rate is 2.99% [ANNUAL PERCENTAGE RATE is 3.32% (E)]. For other Amounts Financed, the payment would be approximately $22.13 per $1,000 financed.

Note: Rate advertised is based on minimum bureau risk score of 660 and debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50** will be added to the amount financed in the above example.
**For commercial customers, the origination fee is $125.

2.99% For 60 Months [3.26% APR*]

Minimum Purchase
Requirement
Interest Rate Term Loan Documentation
Fee
$2,500 2.99% 60 Months $50**

*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 60 monthly payments of $135.63 each. Interest Rate is 2.99% [ANNUAL PERCENTAGE RATE is 3.26% (E)]. For other Amounts Financed, the payment would be approximately $17.96 per $1,000 financed.

Note: Rate advertised is based on minimum bureau risk score of 660 and debt to income ratio of 45% or less. Minimum Amount Financed $2,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50** will be added to the amount financed in the above example.
** For commercial customers, the origination fee is $125.

0% For 6 Months Then 3.99% for 30 Months [3.21% APR*]

Minimum Purchase
Requirement
Interest Rate Term Loan Documentation
Fee
$1,500 0% for 6 Months 60 Months $50**

*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0; no Interest FOR 6 MONTHS and 36 consecutive monthly payments of $218.80 each. Interest Rate is 3.99% [ANNUAL PERCENTAGE RATE 3.21% (E)]. For other Amounts Financed, the payment would be approximately $28.98 per $1,000 financed.

Note: Rate advertised is based on minimum bureau risk score of 660 and debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50* will be added to the amount financed in the above example.
** For commercial customers, the origination fee is $125. Commercial customers may be offered No Payments for 7 Months.

The Yard Card, from TD Retail Card Services, is a revolving credit-card program. After approval Qualified Buyers can receive the following terms on purchases of Bad Boy Mowers & UTVs.

» 6 Months Deferred Interest With Payments

» 0% For 24 Months

» 0% For 48 Months

» 2.9% For 36 Months

» 2.9% For 60 Months

No Interest with an Equal Number Payments: During the promotional offer period the minimum monthly payment is calculated by dividing the Purchase amount by the length of the promotional offer period. Interest will not accrue during promotional offer period. After the promotional offer period expires, interest will be charged at the rate for Purchases, on any remaining balance until paid in full.

Promotional Rate with Equal Payments: The Promotional Rate will apply to the purchase during the promotional period. The minimum payment requirement is based on an equal number of payments and includes interest. After the promotional offer period expires, interest will be charged at the Rate for Purchases on any remaining balance until paid in full.

Promotional Transaction Fee: A Promotional Fee will be added to your account for this transaction.

6 Months Deferred Interest With Payments

Minimum Purchase
Requirement
Interest Rate Promotional
Fee**
Valid
Until
No Minimum 28.99%* $125 12/31/2014

*After the promotional rate period.
**A Promotional Fee of $125 will be added to your account for this transaction.

0% For 24 Months

Minimum Purchase
Requirement
Interest Rate Promotional
Fee**
Valid
Until
No Minimum 0% $125 12/31/2014

**A Promotional Fee of $125 will be added to your account for this transaction.

0% For 48 Months

Minimum Purchase
Requirement
Interest Rate Promotional
Fee**
Valid
Until
No Minimum 0% $125 12/31/2014

**A Promotional Fee of $125 will be added to your account for this transaction.

2.9% For 36 Months

Minimum Purchase
Requirement
Interest Rate Promotional
Fee**
Valid
Until
No Minimum 2.9% $125 12/31/2014

**A Promotional Fee of $125 will be added to your account for this transaction.

2.9% For 60 Months

Minimum Purchase
Requirement
Interest Rate Promotional
Fee**
Valid
Until
No Minimum 2.9% $125 12/31/2014

**A Promotional Fee of $125 will be added to your account for this transaction.


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